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Travel for College Students Desiring Intercultural Skills

Studying abroad is an experience with numerous benefits. It isn"t just for language majors anymore; many universities have study abroad programs. Where does one start?

The first place to begin looking for information regarding study abroad is at the student"s home college. The opportunities may be limited, but these programs may include credit and a support program for professors and other students. If the opportunities offered by the student"s home college do not meet the student"s needs, another college or program may offer one that does.

Planning well in advance would be a good idea. Locations, prices, and course offerings vary. There are other opportunities for travel abroad such as volunteering, interning in a foreign country, teaching English to students in another country, etc. These tips can apply to all international travel, for study abroad or otherwise.

Credit may or may not be offered for the experiences, so research of the program is important. Brochures and Frequently Asked Questions (FAQs) on the institution"s website may not answer every question, so emails and phone calls to the institution may give additional information.

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The next determination a student must make is how long the study abroad experience will last. A study abroad experience could be several weeks to a whole semester or year. The longer the experience, at least in relation to language learning or getting acquainted with the culture, the more knowledge one will gain. It may be necessary to get a visa if staying longer than 3 months. Check with the US Department of State to see whether a visa is needed for a longer study abroad program.

Preparing to Study Abroad

Once the study abroad experience is paid for and planned, the participant must prepare themselves for the experience mentally and emotionally. Even the most prepared student may still experience some culture shock. This is normal; however, the attitude held towards the differences experienced will ease any discomfort quicker.

An attitude that will be useful to have is one that is open to the new culture in spite of differences. Conversely, an attitude of the superiority of the traveler"s own culture and inferiority of the culture visited will lead to the individual"s experience to end up negative. Most people who study abroad have some realization of the fact that travel is not just a change of location, but a change of the way of life.

In order to truly get to know the culture, it is important to be sensitive to cultural differences. A traveler may inadvertently offend someone with a certain gesture or cultural practice. Most guidebooks include cultural practices along with suggestions of where to eat and stay, so a guidebook by Lonely Planet or Rick Steves would be a great investment for preparing for travel.

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Additionally, there is the factor of language. Even English speakers who visit English speaking nations may experience some difference in vocabulary or usage. A college student studying abroad needn"t be a fluent speaker of the language of the country being visited, but it would be a good idea to learn some key phrases and expressions of politeness. Rick Steves encourages casual travelers to do this in his many guidebooks, podcasts, and website.

Documenting the Experience Abroad

A final guideline for those studying abroad is the importance of recording the visit. Pictures, a travel journal or blog, souvenirs will help both those at home and the student to see and remember what was experienced during the study abroad and to encourage others to go on such an experience.

Many colleges offer programs with a study abroad component, but if the program doesn"t suit a student, it is more than possible to find the program that does. After deciding what program to attend and for how long, cultural practices and language factors should be considered in order to ease the transition into another way of living. Finally, in order to remember best, a participant should record the experience in any way possible.

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Four Ways to Pay for Tuition, Books, and More

The financial aid package has just arrived in the mail from your dream school but with a slight problem - you still owe money. Where are you going to find it?

When looking at your financial aid package, all of the numbers and figures may be slightly intimidating. In fact, it is a lot of math. Financial aid is calculated based on numbers and income statistics provided on a number of documents, including institutional financial aid applications and the Federal Application for Financial Student Aid (FAFSA). If, between expenses and aid, the numbers don"t add up to zero, here are some ways to help balance the equation before moving into the dormitory.

Scholarships/Grants

One of the most common ways to pay for college is through scholarships and grants. Both awards are very similar but vary in purpose from institution from institution. Scholarships are usually awarded to students based on academic achievement or merit, while grants are usually based on other qualifications, such as geographic location or financial need. Both of these awards are considered “gift aid” and do not have to be paid back after graduation.

There are many places that students can look to in order to find scholarships and grants. Labor unions, employers, and churches often offer scholarships to members and their dependents. Other places include historical societies, veteran’s groups, government agencies, and endowment funds.

A helpful resource is the website Fastweb, an online database of thousands of scholarships, grants, and many other opportunities for those who are looking for financial aid. Based on your age, economic status, and many other factors, Fastweb will search its database for awards for which you are eligible and provide profiles with information about the scholarship.

Federal Loans

Federal loans come in two forms: the Stafford Loan and the Parent PLUS Loan. Both of these loans often come packaged with grants, scholarships, and other aid that an institution awards a potential student for a given academic year. Payments on these loans do not begin until six months after the student graduates or leaves school.

Stafford Loans come in two forms, subsidized and unsubsidized. A subsidized loan is one in which interest does not collect during the grace period, while an unsubsidized loan does collect interest beginning when the student begins the six month grace period.

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If you plan on attending graduate school, however, students should be careful with the amount of money they borrow through the Stafford Loan program. The government has a limit of $138,500 that can be borrowed in loans, with a maximum of $65,500 of it being in subsidized loans. The total includes the amount borrowed for undergraduate and graduate studies, so be careful when planning for future studies.

The Parent PLUS loan is available to parents of dependent students and is also often a part of a student’s financial aid package. This is a federal loan for parents to help finance a child’s higher education or for graduate students looking for finance an advanced degree. Parents or students apply for this loan through the college or university using the Direct PLUS Loan Application, which can be found on most schools’ financial aid website. The maximum amount that can be borrowed under the PLUS loan program is the cost of attendance for the year, minus any other aid that the student may receive.

Federal Work Study

The Federal Work Study (FWS) program provides schools with federal funds to pay student employees for part time employment. The amount of money that a student may earn is dependent on information from a student’s Federal Application for Financial Student Aid (FAFSA.) The program requires that institutions pay student workers at least minimum wage, be paid hourly, and receive a paycheck at least once a month. The amount of money and the number of hours that a student may receive depends on a student’s academic progress, the amount of money awarded, and the student’s schedule. A student cannot earn more money through FWS than what is awarded.

Financial Aid Office

If there’s nowhere else to turn, contact the college or university’s financial aid office. Students are usually assigned a specific financial aid counselor within the office to help them with concerns or to provide them with additional resources to finance their college education.

Many colleges and universities also have a private loan program for students to borrow money from private banks, alumni, or through the institution itself. Financial aid counselors may also be able to alter promissory notes for loans in the event of a drastic change in a student’s financial situation, such as the death of a parent/guardian, divorce, or sudden unemployment.

Above all, a college education should not be put on hold due to finances. Gift aid such as scholarships and grants, loan programs, and FWS are just a few ways to finance a student"s higher education expenses, an expense that can pay off as the student enters the professional world and start a career.

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Best Business School Rankings by BusinessWeek Magazine

In 2021, the University of Virginia"s McIntire School of Business topped BusinessWeek magazine"s top list of business schools. Here"s more about these college rankings.

(Be sure to check out the 2022-2023 Top Undergraduate Business Programs.)

Looking for an outstanding undergraduate business program? BusinessWeek Magazine annually rates the 100 best business schools in the United States. In 2021, BusinessWeek"s top honor went to the University of Virginia"s McIntire School of Commerce, which unseated the University of Pennsylvania"s Wharton School.

Here are the top 20 undergraduate business schools in America, according to BusinessWeek:

• University of Virigina, McIntire School of Commerce
• University of Notre Dame, Mendoza School of Business
• University of Pennsylvania, Wharton School
• University of Michigan, Ross School of Business
• Brigham Young University, Marriott School
• University of California Berkeley, Haas School of Business
• Massachusetts Institute of Technology, Sloan School of Management
• Cornell Univeristy, Johnson School
• Emory University, Goizueta Business School
• University of Texas at Austin, McCombs School of Business
• Villanova University, Villanova School of Business
• University of Richmond, Robins School of Business
• University of North Carolina Chapel Hill, Kenan-Flagler Business School
• Wake Forest University, Wayne Calloway School of Business and Accounting
• New York University, Stern School of Business
• Washington University, Olin Business School
• Boston College, Carroll School of Management
• Miami University of Ohio, Farmer School of Business
• Carnegie Mellon University, Tepper School of Business
• Indiana University Bloomington, Kelley School of Business

The Cost of the Best Business Schools

Is it expensive to attend one of these top ranked programs? Actually, tuition prices vary quite a bit. Of the top 50 schools, the most expensive were Carnegie Mellon (about $39,700 a year), the University of Richmond ($38,800), and NYU ($38,600). The least expensive in the top 50 were Brigham Young ($4,100), the University of North Carolina ($5,400), and SUNY Binghamton ($6,700).

At about $9,500 a year, top ranked University of Virginia was significantly less expensive than most of the private schools that ranked lower on the list. As expected, the public schools on the list were far cheaper than the private ones 9with the exception of Brigham Young).

Business School Job Placement Rates and Starting Salaries

Of course, related to cost of business schools is the ability to land a good job after graduation. About two-thirds of the top 50 schools had a job placement rating of an A or A+. The programs with the highest median starting salaries were the University of Pennsylvania ($61,000), University of Michigan ($60,000), MIT ($60,000), Carnegie Mellon ($60,000) and Georgetown ($60,000). Top ranked University of Virginia had a starting salary of $58,000.

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Rising Business Schools

Although most of the schools listed in the rankings moved up only a few points between 2020 and 2021, a few schools made a significant climb upwards. Newcomers to the list include American University (#28), Chapman (#46), Virginia Tech (#54) and Texas Tech (#77). Notable chart climbers were the University of Richmond (from #20 in 2020 to #12 in 2021), Ohio State (from #59 to #42 in 2021), and James Madison (from #54 to #44).

BusinessWeek Business School Rankings

Obviously, college rankings aren"t everything. A top business school might truly be the wrong one for some students, and a less prestigious school might be perfect for others. Nonetheless, this list gives students and parents useful data to consider when choosing potential undergraduate colleges and universities.

See also: BusinessWeek Top MBA Programs 2021